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Read the Privacy Policy and Terms and Conditions.
** Privacy Policy and Use of Personal Information ** Life Advantages Privacy Policy and Agreement Helping you enjoy a more fulfilling life is just one way that your Employee Assistance Program serves its members. As part of that effort your Employee Assistance Provider makes this Website available through an external partnership with Life Advantages, LLC ("Life Advantages"). Life Advantages understands that your privacy is important to you. That's why it's important to us to ensure that we're providing you best-in-class services with best-in-class protection. While you enjoy the products and services this website has to offer, you can trust that we're working behind the scenes to offer you a safe and secure experience. This Privacy Policy and Agreement ("Privacy Policy") is designed to inform you of what information we collect about you and how we use it. It will also detail the ways you, as the user, can make choices about how your information is used. Please, take the time to review this Privacy Policy, so that you'll understand not only how we're protecting your information during your visit, but also the ways your information is beneficial to helping us create a comfortable and informative experience. By registering to use this site, you agree to the terms of this Privacy Policy. Life Advantages would like to remind you that when you access a third-party site from a link on this web service, any information you reveal on the third-party site is not subject to this Privacy Policy. You should always review the privacy policy for each site you visit. * Article 1 * Information Collected About You Information that can be used to identify or contact you is known as Personally Identifiable Information (Personal Information). When you visit this site, we collect only the Personal Information that you provide to us. This information is collected when you register for login access. We also collect non-personal information such as "cookies" that help us gather information about your use of our site. Life Advantages does not put any personal information on any cookies in your computer. Site Registration In order to use this site, Life Advantages requires that you register your Personal Information through our online registration form. The information we collect during the registration process includes: * Username * Password * Key Phrase * Answer to Key Phrase Interactive Tools and Courses Life Advantages also collects information, some of which may be Personal Information, that you voluntarily provide us when you decide to take advantage of some of the Life Advantages Interactive Tools or Courses offered on this site. Some of the Interactive Tools on our site ask you for health or financial related Personal Information. We do not store any health or financial related Personal Information collected on the site. Cookies In order to use this site, Life Advantages requires that your Web browser settings are enabled to accept cookies. A "cookie" is a small piece of information generated by a web server and stored temporarily in your computer's web browser. Cookies are embedded in the HTML code that flows back and forth between your computer and the website's servers. Because cookies can be stored on a web browser, they are useful for having your browser remember specific information that the web server can later retrieve, such as what topics you're interested in, or information you've previously submitted. A cookie file is not a secret way for a web server to find out everything about users and the information they have stored on their computers. The only way that any personal information could be a part of your cookie file would be if you personally entered that information on this website and the website's servers were programmed to include that information into the cookie file. Also, each cookie is specific to the particular server that generated it. Web browsers will only send the cookie back to the server that originated it. There is no way for a web server to use a cookie to access any private information about you or read your computer data. In addition, viruses are not spread through the use of cookies. Information Collected by Third Parties Not Acting on Life Advantage's Behalf This website does make use of content and services provided by third parties. Life Advantage's does not control these third parties use of cookies or web beacons, or how they manage non-personal information they gather through them. However, we do require our third-party providers to agree that they will not collect any Personal Information from our site without your consent. Please be aware that if you decide to visit a third-party provider's site outside of this web service, you are no longer under the protection of this Privacy Policy. Children We are committed to protecting the privacy of children. This website is not designed or intended to attract children under the age of 13. Personal Information about anyone we actually known to be under the age of 13 is not collected. * Article 2 * Disclosure of Your Information Except as stated below or as specifically agreed to by you, Life Advantages will not disclose the Personal Information it gathers from you on this website. We may release Personal Information to third parties: (1) in compliance with legal requirements such as law, regulation, search warrant, subpoena or court order; or (2) in special cases, such as a the threat of physical violence against you or others. In any case where we are legally compelled to reveal your Personal Information, we will notify you at once, unless doing so would violate the law or court order. (3) Your Employee Assistance Program. Disclosure to Life Advantages Operations and Maintenance Contractors Life Advantages operations and maintenance contractors sometimes have limited access to your Personal Information in the course of providing products and services to Life Advantages. These contractors include vendors and suppliers that provide us with technology, services and content related to better operation and maintenance of our website. Access by these contractors is limited to the information reasonably necessary in order for the contractor to perform its limited function for Life Advantages. We also contractually require that our operations and maintenance contractors (1) protect the privacy of your Personal Information in a manner consistent with this Privacy Policy, and (2) not use or disclose your Personal Information for any purpose other than providing us with products and services. Disclosure to Website Service and Content Contractors Certain content and services offered to you through our website are served on websites hosted and operated by a company other than Life Advantages ("Third-Party Contractor Websites"). Life Advantages does not disclose your Personal Information to these Third-Party Contractor Websites without your consent, but you should be aware that any information you disclose once you access these other sites is not subject to this Privacy Policy. You should review the privacy policy posted on the other site to understand how that Third-Party Contractor Website collects and uses your Personal Information. Life Advantages makes an effort to make it obvious to you when you leave our website and enter a Third-Party Contractor Website, by requiring you to click on a link that states you are preparing to enter a site beyond our Privacy Policy. Life Advantages is not responsible for how a Third-Party Contractor Website collects and uses your Personal Information. Disclosure of Aggregate Information Life Advantages may provide to third parties non-personal information about you that does not allow you to be identified or contacted and that is combined with the non-personal information of other users ("Aggregate Information"). For example, we might inform third parties about the number of users on our site for a given time period, the most commonly searched for content, our peak hours of operation, etc. We may or may not charge third parties for this Aggregate Information. We also may not limit the third parties' use of the Aggregate Information, except that we do require third parties to whom we disclose Aggregate Information to agree that they will not attempt to make this information personally identifiable by combining it with other databases or otherwise. * Article 3 * Policies for Managing Personal Information All information collected from users or by the use of cookies is stored indefinitely by Life Advantages, and is protected against unauthorized use. This information is stored on servers that are protected by physical and network security, including keys, access codes and passwords. Access is restricted to authorized employees of Life Advantages or consultants who are trained on our security policies and processes. In addition, all information is entered or edited during registration and login exchanged over the Internet through a Secure Socket Layer (SSL) protocol to ensure confidentiality of passwords and profile information. All passwords are one way encrypted in the database. This encryption allows the user's password to be verified, but the password cannot be obtained by anyone from the database. User's who have lost their passwords may reset their password by utilizing the password recovery module of the site or elect to open a new account. You can always contact us in order to delete your Personal Information from our systems by accessing the "Delete Account Form", however by doing so you will no longer be granted access to the website. You should be aware that it is not technologically possible to remove each and every record of the information you have provided to Life Advantages from our servers. The need to back-up our systems to protect information from inadvertent loss means that a copy of your Personal Information may exist in a non-erasable form that will be difficult or impossible for us to locate. Nevertheless, we promise that upon receiving your request, all Personal Information stored in the databases we actively use for research and daily business activities, and other readily searchable media, will be deleted. * Article 4 * Information About Life Advantages, LLC Life Advantages LLC, is a Florida Limited Liability Corporation located at 600 First Avenue North Suite 307, Saint Peteersburg, FL 33701. Life Advantages helps organizations that provide life-enhancing services strengthen and broaden their existing programs with creative, cost-effective, web-based solutions. For additional information about Life Advantages please contact Toby Biondi at (727)381-9446 x 102 or email tbiondi@lifeadvantages.com Updates To The Privacy Policy Our Privacy Policy is constantly being evaluated to ensure that Life Advantages is providing you with the comfort and confidence you need to enjoy our products and services. In the future, we may make significant changes to our privacy policy affecting the use of Personal Information. You should visit this posted Privacy Policy frequently to review any non-significant changes. If you do not agree to the terms of this Privacy Policy or any revised policy, further access to this site will be restricted. ** Terms and Conditions of Use ** Helping you enjoy a more fulfilling life is just one way that your Employee Assistance Program serves its members. As part of that effort your Employee Assistance Program makes this web site through an external partnership with Life Advantages LLC ("Life Advantages"). This site features thousands of articles and interactive tools covering all of the major life areas including balance life, financial, health, legal, mental health, and training. We want you to make informed decisions about visiting the site. The information provided here is intended for adults. By using this web site or any web site owned or maintained by Life Advantages or its subsidiaries you agree to abide by the following Terms of Use. USE OF MATERIAL The contents of the web site are protected by copyright. Unauthorized use may violate copyright, trademark, and other laws. Life Advantages authorizes you to view and download material on the web site solely for your own use. You must keep all copyright and other proprietary notices on any copies you make. You may not sell or modify the material or otherwise use it for any public or commercial purpose. You will not use this web site, in violation of any laws. Any advertisement, links with other web sites, co-hosts or references to third parties are not endorsements of such third parties' products or services and are not intended to result in any referrals or compensation to you or Life Advantages. USE OF INFORMATION AND RESOURCES Life Advantages makes this site available for the sole purposes of providing general educational information on life issues. This site and its related information and resources are not intended to be a substitute for professional diagnosis or advice. Nothing in this site is intended to be used for medical diagnosis, or legal opinion or financial advice. You should not disregard professional guidance, or delay seeking advice, because of something you read in this site. This site and its health-related information and resources are not intended, and must not be taken, to be the rendering of medical, nursing, or professional health care advice or services, or the practice of medicine, nursing, or professional health care, in any jurisdiction. Linking to Other Sites From time to time Life Advantages or your Employee Assistance Program will provide links to other web sites, not owned or controlled by Life Advantages. We do this because we think this information might be of interest or use to you or where, as a member, we can provide you with value added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. A link to a non-Life Advantages web site does not constitute or imply endorsement by Life Advantages. Life Advantages receives no financial compensation for providing these links. Additionally, we cannot guarantee the quality or accuracy of information presented on non-Life Advantages web sites. We encourage you to review the privacy practices of any web site you visit. APPROPRIATENESS OF CONTENT This web site is not intended to attract children under the age of 13. Some of the content on this web site may not be appropriate for children. Parent or guardians are solely responsible for providing supervision of minors' use of the Life Advantages web site. YOUR SUBMISSIONS Generally, communications which you post to the web site are not confidential. If particular web pages permit the submission of communications which will be treated by Life Advantages as confidential, that fact will be stated on those pages. You are responsible for your own communications and the consequences of such posting. You may not: * communicate material that is copyrighted, without permission of the copyright owner; * communicate material that reveals trade secrets, unless you have permission of the owner; * communicate material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others; * communicate material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any person or entity; * communicate a sexually-explicit image; * communicate chain letters or pyramid schemes; * impersonate another person; or * violate the Children's On Line Privacy Protection Act. Life Advantages does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users or endorse any opinions expressed by other users. Any reliance on material posted by others is at your own risk. LIABILITY The web site may contain inaccuracies or typographical errors. Life Advantages and your Employer Assistance Program make no representations about the accuracy, reliability, completeness, or timeliness of the material. The use of the web site and the material is at your own risk. Changes are periodically made to the web site and may be made at any time. LIFE ADVANTAGES DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS. THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. In no event shall Life Advantages or your Employee Assistance Program be liable for any damages whatsoever (including, without limitation, special, indirect, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the web site or any delays, errors, malfunctions, compatibility problems or breakdowns with respect to the web site and the Material, whether based on warranty, contract, tort or any other legal theory and whether or not Life Advantages or your Employee Assistance Program is advised of the possibility of such damages. LIMITATIONS Any description of Life Advantages products and services contained in the web site are not offers to sell or solicitations for any product or service. Life Advantages is not licensed to sell products and services in all states. The descriptions of products and services contained on the web site are offered as a convenience and do not contain all of the terms, conditions, limitations and exclusions that may be applicable. TERMINATION Life Advantages or your Employee Assistance Program may terminate or limit your access or usage of the web site and the material at any time without notice. Changes to this terms of use statement The foregoing "Terms of Use" Statement is effective as of August 16, 2006. Life Advantages may change this statement from time to time without notice. This statement is not intended to and does not create any contractual or other legal right in or on behalf of any party. Last Updated 8/16/06 11:03 AM Use of the Life Advantages LLC web sites constitutes your agreement with our Terms of Use 2001-2006 copyright of Life Advantages LLC
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